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Indemnity Plans:

Indemnity insurance is a complement to your health coverage that will help you cover medical expenses that the main insurance does not cover. Designed to fill in the holes in coverage, this type of insurance is sometimes called Gap protection, extremely affordable and very useful.

Cancer, Heart and Stroke plans
Hospital Indemnity
Critical Illness
Accidental death and dismemberment

Payments are made directly to the insured and will serve as financial help for your family if you cannot work due to an accident or illness hospitalization. Great option to help cover plans with high deductibles.

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and hospitalization

Help you cover deductibles, copays, coinsurance, caregiver expenses, transportation, lost wages and more. These are some of the costs, which most of us do not think about until we are put in those positions.

Approximately 77% of all accidents in the U.S. happen outside of the workplace in which are not covered by workers’ compensation.

Key benefits include

    Ambulance transportation.
    Emergency Room Care.
    Physical therapy.
    Hospital stays.

Critical Illness - Cancer, Heart and Stroke

This coverage gives you a plan to face the unthinkable with confidence. The insured will receive cash benefits upon the first diagnosis of cancer, heart attack, or stroke, allowing you to get the care you need and pay your expenses. With Cancer and Heart/Stroke coverage, you get cash benefits when you need them most, so you can concentrate on recovery without worrying about costly medical bills.

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Vision is one of the primary senses for the performance of our daily activities. Our vision coverage provides customers the opportunity to perform an annual eye exam that allows them to choose the contact lenses, glasses frames and lenses of their choice. Choose the benefit package that is best for you.

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A smile is one of the most powerful and influential expressions we have. Taking good care of your teeth can be the difference in many life changing events that can come your way. Our PPO plans help you pay for the dental care you need with no waiting period for any covered services, so you get the care you need, when you need it. Having 89,000 providers available nationwide, makes it easy to find great service close to home.

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