Medicare is the federal health insurance program mainly intended for people who are 65 or older. The different parts of Medicare help cover specific services when you first enroll and during certain times of the year, you can choose how you get your Medicare coverage. Sit down with our certified agents to receive full details about the best Medicare plans available for you. There are 2 main types of Medicare, Original Medicare and Medicare Advantage.

Original Medicare

Covers most medically necessary services and supplies in hospitals, doctors’ offices, and other health care settings. In most cases, you don’t have to get a service or supply approved ahead of time for it to be covered. Original Medicare generally doesn’t cover care outside the U.S. You may be able to buy a Medigap policy that covers care outside the U.S.

Medicare Advantage

Is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D. These plans are offered by insurance companies and other private companies approved by Medicare.

Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.

Part A benefits help cover: Hospice care, Home health care and Skilled nursing and rehabilitation.
Part B benefits help cover: Preventive services, ambulance, diagnostics and laboratory tests.
Part D benefits help cover: Prescription drugs.