Original Medicare
Covers most medically necessary services and supplies in hospitals, doctors’ offices, and other health care settings. In most cases, you don’t have to get a service or supply approved ahead of time for it to be covered. Original Medicare generally doesn’t cover care outside the U.S. You may be able to buy a Medigap policy that covers care outside the U.S.
●Part A benefits help cover: Hospice care, Home health care and Skilled nursing and rehabilitation.
●Part B benefits help cover: Preventive services, ambulance, diagnostics and laboratory tests.
●Part D benefits help cover: Prescription drugs.
Medicare advantage
Is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D. These plans are offered by insurance companies and other private companies approved by Medicare.
Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.
